Credit repair companies specialize in helping individuals improve their credit scores by identifying and addressing negative items on their credit reports. They work with clients to dispute inaccuracies, negotiate with creditors, and offer guidance on better credit management practices. By providing tailored strategies, these companies aim to remove errors, lower debt, and help clients rebuild their financial standing. While some credit repair services charge fees for their expertise, it’s important for consumers to choose reputable companies that follow industry regulations to avoid potential scams. The ultimate goal is to empower individuals to achieve better financial health and access more favorable lending terms.